There can be some discouraging moments when trying to get your hearing aids through an insurance company. There are many hoops to jump through, and at times it can seem that it’s impossible to get the help you need. A lot of people simply give up at this point.
Hearing healthcare is our number one passion and priority. We want to ensure everyone has access to the healthcare they need, and this often leads us to looking into your insurance benefits. We’re on your team and work for you to ensure you’re getting the best care possible, both physically and financially.
However, each patient’s needs are different, which is why I want to go through the most frequently asked questions we face to help you understand your insurance benefits.
What Is Medicare And Medicaid?
Medicare is health insurance provided by the government for people over the age of 64. It also includes younger people with disabilities.
Medicaid is health insurance provided by the government for people with low income.
Does Medicare Cover Hearing Aids In 2021?
At this time, Medicare does not pay for hearing aids. Medicare may cover your hearing assessment if you have met your deductible and have a physician referral.
This is a huge advantage for patients to get a professional opinion on what is happening with their hearing.
Does Medicaid Cover Cochlear Implants?
Although cochlear implants are considered to be medically necessary, they may not be covered by your insurance. Each insurance has different benefits.
Does Blue Cross Blue Shield Pay For Hearing Care And Hearing Aids?
The hearing test is considered diagnostic, and BCBS typically covers part or all of the hearing test.
Many BCBS insurances offer hearing aid coverage. This varies from plan to plan. For example, BC Federal has a very generous benefit, but some Carefirst BC plans don’t cover anyone over the age of 17.
Your specific BC insurance needs to be checked. Please click here and we will be happy to review your insurance.
Does Tricare Pay For Hearing Care And Hearing Aids?
Tricare for Life does not cover hearing aids for retirees or dependents.
However, you may be able to obtain hearing aids through other government programs. This includes:
● The Department of Veterans Affairs (VA)
● The Retiree-At-Cost Hearing Aid Program (RACHAP)
Does Medicare A And B Cover Hearing Care And Hearing Aids?
No, they do not.
Does Any Insurance Cover Hearing Care And Hearing Aids?
Many insurances do have a hearing aid benefit.
However, this varies significantly from plan to plan. We will be happy to check that for you.
Are There Alternative Options To Pay For Hearing Care?
We have many payment plans available.
They include 12-month interest-free programs 2, 3, and 4-year plans. Our Better Hearing For Life Program offers a low down payment and $99/month.
Everyone should be able to have better hearing. There are many affordable options.
We Offer Tailored Hearing Care Packages
We have numerous hearing care packages. They vary in price and technology as well as warranty and service. We have outlined all our treatment plans and made a great effort to keep them clear and concise. But if you have any questions regarding our treatment plans, please don’t hesitate to contact us to find out more – we’d be happy to help.
Need Help Checking Your Insurance Benefits?
As Maryland’s most compassionate and caring audiologists, we want to ensure that no one goes without proper hearing healthcare. If you’re still unsure whether your insurance will cover you for hearing care and hearing aids, please fill out the form on this page, and a member of our team will be happy to check your benefits on your behalf.
We’re always on your side.